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Payment protection infrastructure for freelance work

SwiftHold secures every creative project with escrow-backed contracts. Freelancers get guaranteed payment. Clients get guaranteed delivery. Everyone wins.

🔒 Escrow · Contracts · Peace of mind

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47%Of EU businesses report late payment issues — EU Payment Observatory, 2024
28MSelf-employed people across the EU — Eurostat, 2024
€275BAnnual cost of chasing late payments in Europe — Intrum, 2023

// The problem

You delivered.
They disappeared.

SwiftHold was born from a personal experience of delivering work and never getting paid. If you are a freelancer, you know exactly how this feels.

Ghosted after delivery

You finish the work, send the invoice, and hear nothing. No reply. No payment. No explanation.

30/60/90 day terms

Especially brutal in fashion and modeling. Industry standard terms that normalize delayed payment as acceptable.

No legal muscle

Chasing a client costs more than the invoice. Legal action is expensive, slow, and exhausting for independents.

Financial anxiety

Every project ends with stress. Will they pay? When? What if they don't? This shouldn't be part of creative work.

// Built for both sides

A platform where
everyone wins.

SwiftHold started as a tool for freelancers. But great tools protect everyone at the table.

// For freelancers and creatives

Get paid.
Every time.

No more chasing invoices, no more anxiety. Your money is secured before you lift a finger.

  • Client funds escrow before work begins
  • Milestone-based releases keep you protected
  • Built-in contracts mean no more handshake deals
  • Late payment penalties enforced automatically
  • Your work. Your terms. Your peace of mind.
// For companies and clients

Hire with
confidence.

Payment only releases when you approve the work. No disputes, no wasted budgets, no surprises.

  • Funds held securely and release only on your approval
  • Clear contracts protect you from scope creep
  • Full audit trail of deliverables and milestones
  • Access verified creatives who work professionally
  • Build a reputation as a trusted reliable client

// How it works

Simple. Secure.
Bulletproof.

STEP 01

Create contract

Define your project scope, milestones, deliverables and payment terms in minutes.

STEP 02

Client funds escrow

Your client deposits the agreed amount into a secure escrow account. Only then do you start work.

STEP 03

Deliver your work

Work with full confidence knowing the money is already secured and waiting for you.

STEP 04

Get paid instantly

Client approves the work, funds release immediately. No chasing. No waiting. Done.

// Who it's for

Built for the
creative economy.

Models
Developers
Designers
Photographers
Musicians & DJs
Producers
Videographers
Stylists
Art Directors
Creative Directors
Copywriters
Illustrators

// Why SwiftHold

Protection that works
in the real world.

Most creative work happens
outside platforms.

The creative industry has always had its own rules. Agency contracts. Festival bookings. Client referrals. Instagram DMs. The money moves through all of it — completely unprotected. SwiftHold changes that.

Agency contracts Festival bookings Instagram DMs Client referrals Direct bookings Repeat clients Network introductions

// Pricing

Transparent fees.
No surprises.

A small shared fee — because both sides benefit from a protected project. Freelancers get guaranteed payment. Companies get guaranteed delivery.

// For companies & clients

Hire with
confidence.

1% per project release

A minimal fee that ensures both sides are invested in a fair outcome. Funds only release when you approve the work.

  • Funds only release when you approve
  • Clear contracts protect you from scope creep
  • Full delivery audit trail per project
  • Access freelancers with verified track records
  • Build a reputation as a reliable client

On a €2,000 project — freelancer pays €60, client pays €20. Total cost of certainty: €80.

// Competition

The gap nobody
filled. Until now.

Existing platforms protect payments — but only inside their own walls. SwiftHold protects every freelance agreement, everywhere.

// Existing platforms

Upwork. Fiverr.
Marketplace-only.

Payment protection exists — but only if both parties use the platform. The moment work happens outside it, through a referral, a DM, or a direct booking, there is zero protection.

// SwiftHold

Works everywhere
you work.

SwiftHold brings escrow-backed contracts to every freelance agreement — regardless of how it was made. Agency contracts, Instagram DMs, referrals, repeat clients. All protected.

Most creative work happens outside platforms
I delivered the work. They ghosted me. I was a developer, a model, a freelancer — I lived this problem from every angle. So I built the tool that should have existed all along.
D
Débora
Founder, SwiftHold · Berlin

Stop chasing.
Start building.

Be among the first freelancers to never worry about payment again.

Free during beta · EU-first · Built in Berlin 🇩🇪